A road accident is every driver’s worst nightmare, even one that results to nothing more serious than vehicle damage. The hassle that the driver goes through for the insurance and repair process can be very stressful.
If you get into an accident, you would first need to check the kind of insurance coverage you have. Determining who is at-fault is also crucial, as the driver at-fault often has the burden of paying for the repair expenses of both parties in the accident. If you have a comprehensive policy, you can breathe more easily, knowing that your insurance can pay for most, if not all, of the car repair expenses. If you only have basic liability coverage and are at-fault, you may have to shell cash out of your own pocket to pay for the repairs of your own car.